Are you financially literate? April marks Financial Literacy Month, a timely opportunity to reflect on our financial goals and how we steward the resources God has entrusted to us. As a Christian financial advisor, I see financial literacy as more than a call to learn about budgets, credit scores, or retirement planning—it’s a chance to align our financial habits with biblical principles and deepen our understanding of God-honoring stewardship.

Why Financial Literacy Matters

Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” Financial literacy is about being diligent—learning how to plan, save, invest, and give in ways that lead to long-term stability and generosity. Without this knowledge, many fall into debt, experience stress, and miss opportunities to bless others.

Financial literacy empowers individuals and families to:

  • Live within their means
  • Avoid the traps of consumer debt
  • Build a foundation for future generations
  • Give freely and generously to those in need

It’s not about chasing wealth, but about managing money wisely so it serves God’s purposes in our lives.

What Financial Literature is

Financial literacy is ultimately stewardship, which is the Heart of Christian Finance.

Everything we own belongs to God (Psalm 24:1). Financial literacy is not just a practical skill but a spiritual discipline. Learning how to manage money well is part of honoring God with all aspects of our lives. This means:

  • Creating budgets that reflect our values
  • Setting aside resources for the future (Proverbs 13:11)
  • Living debt-free or reducing debt responsibly (Romans 13:8)
  • Giving cheerfully and consistently (2 Corinthians 9:7)

When we manage finances with wisdom and discipline, we position ourselves to be more available for the work God has called us to do—whether that’s supporting our families, giving to ministry, or serving our communities.

How to Be Financially Literate

Here are a few steps to help you or those you serve grow in financial literacy in both knowledge and faith:

  • Review your financial plan – Is it helping you honor God, provide for your family, and prepare for the future?
  • Educate yourself and others – Read a Christian finance book, attend a seminar, or start a financial literacy study group at your church.
  • Teach your children – Proverbs 22:6 encourages us to train up a child in the way they should go. Financial wisdom is part of that training.
  • Seek wise counsel – Work with a trusted advisor who shares your values and can guide you through complex decisions.
  • Pray over your finances – Invite God into your financial journey. Ask Him to give you wisdom, discipline, and a generous heart.

When to Be Financially Literate

Financial Literacy Month is a reminder that financial literacy needs to be lived out consistently every month of the year, year in and year out. It’s a reminder that managing money wisely is part of our calling as disciples of Christ. May we all continually grow in both financial knowledge and spiritual maturity, becoming faithful stewards who reflect God’s wisdom in every area of life.

Yours for Faithful Stewardship,

Jeff Rogers, CEP®, CKA®

Founder & Chairman