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What Happens When the Well Runs Dry?
To the relief of many South Africans, Day Zero has been pushed back to 2019. Day Zero is the date on which Cape Town will run out of water, and its four million residents will begin to collect daily water rations of about seven gallons per person per day from specific collection points. Day Zero will make complying with current water restrictions, which limit use to 13 gallons per person per day, seem positively [...]
Is Preparing Our Heirs About Control or Empowerment?
I see it frequently in my office. Parents who have worked their entire life to ensure their children are well taken care of are now realizing the success of wealth transfer is not merely dependent on the allocation of funds. Desperate to ensure the success of their children in all respects - financially, spiritually and emotionally, these parents are wise to understand the toll that wealth can take if it is not allocated and stewarded [...]
Holiday Greeting – Make It All About Dad
There are many perceived requirements of being a dad. “One of the jobs of a good dad is to help kids become a little tougher, a little more resilient, a little more separate…dads push kids to leave the nest; they brush off the dirt from their knees when they fall; and they encourage their kids to get back in the game when they want to quit…And just like kids need moms to help them [...]
How to Prepare for a Changing Bond Market
The words ‘bear market’ have been bandied about a lot lately. When you read or hear them, remember to respond the same way you would if you saw an actual bear in the woods – by staying calm and keeping your wits about you. A changing bond market environment creates challenges for investors and financial advisors, but it also creates opportunities. Bonds and a bear market Many people believe bonds are risk free. That’s [...]
Remembering Brings a Blessing
God's people have been forgetful from the beginning and we can be, too. Life just gets so busy it is hard to stay focused long enough to remember what matters most. If we are not careful, we can live our life without much thought of the past that shaped us or of those who have gone before us to give us a better life. This is what makes Memorial Day such an important holiday to [...]
Holiday Greeting – Mindfulness and Memorial Day
If you’ve ever composed a grocery list in your head while driving carpool and listening to your children discuss who got in trouble at school and why, then you know what it’s like to have your attention divided. If you’ve ever worked on a PowerPoint presentation while listening to a conference call and eating lunch, then you know what it’s like to have your attention divided. If you’ve ever watched television while playing a [...]
Holiday Greeting – 10 Reasons Moms are Important
Mother’s Day is almost here! We all have moms and, whether they gave birth to us or not, they have helped us become the people we are today. Here are 10 reasons moms are so important, adapted from Psychology Today:1 1. She gave birth to you. 2. She provided essential emotional support. 3. She helped you heal physically and emotionally. 4. She strived to give you a better life. 5. She can be forgiving, and [...]
How to Stay Up When the Market is Down
It seems the market continues to get our attention as it rises and falls in a random rhythm. Seasoned investors rise the waves with confidence - this territory is not unfamiliar. But still sometimes it can be unnerving to see such volatility in a market when it is where our future lies. How do we stay up when the market is down? Research A little research at what economists are saying reveals that earnings in [...]
Knowledge is Power, Especially When It Comes to Money
Understanding family attitudes towards money may improve financial decisions and reduce financial stress. Understanding family attitudes towards money may improve financial decisions and reduce financial stress. People inherit more from their parents and grandparents than big feet, eye color, self-discipline, a passion for sports, or an artistic bent. Most also assume their families’ ideas and attitudes toward money. Money beliefs are often passed down from generation to generation, along with great grandma’s quilts, ancestral photos, [...]
LifeStyle Newsletter – Life in the Future
Technology is a life changer. GPS has improved interpersonal relations by eliminating arguments about asking for directions. Apps for car services, food delivery, video streaming, news media, and social media have changed the way we travel, eat, learn, and communicate. And, that’s just the top of the tech iceberg! Last year, Pew Research asked Americans, “What would you say was the biggest improvement to life in America over the past 50 years or so?” The top [...]
Counting the Costs of Discipleship
Looking toward Calvary, our Savior knew the costs of His sacrifice. He felt it deeply. Every pain, every step He took, was agonizing, but He also knew what He was achieving with such a high cost - the salvation of the world. Sometimes we can forget the cost of our salvation and take for granted the greatest gift of all. We grow accustomed to our way of life and the busyness of life can [...]
Home is Wherever You Make It
“There’s no place like home.”1 Conjuring an image of ‘home’ was a lot easier for Dorothy than it is for people who are on the cusp of retirement. After all, isn’t retirement supposed to be a new start? Aren’t retirees supposed to wave goodbye to friends and family as they head for new adventures in warmer climates? Shouldn’t the latter decades of life be spent traveling in golf carts down palm-lined streets and tipping [...]
