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How Financially Fit Are You?
Let's make 2025 the year where we get in the best financial shape possible! As physical fitness begins with an assessment of our health, our financial health needs to begin with such an assessment. How financially fit are you? Examination Like any good fitness plan, it starts off with a look at where you stand today and then setting a resolve to make improvements. How financially fit are you? Is your financial plan holistic? [...]
Setting Financial Goals for 2025
Setting Financial Goals for 2025: A Blueprint for Success As we step into January 2025, it’s the perfect time to set financial goals that will guide you toward a prosperous and secure future. At Stewardship Advisory Group, we believe that financial success begins with intentional planning and disciplined execution. Whether you’re looking to grow your wealth, reduce debt, or secure your retirement, a strong financial strategy is essential. 1. Reflect on Your Financial Health [...]
Confidence at Christmastime
"Let us then approach God’s throne of grace with confidence, so that we may receive mercy and find grace to help us in our time of need." —Hebrews 4:16, NIV As we approach the joyous season of Christmas, it’s a perfect time to reflect on the profound significance of Christ in our lives. For many, Christmas is not just a celebration of the birth of Jesus; it is a reminder of the confidence and [...]
Happy Thanksgiving
Thanksgiving is a time for gratitude, family gatherings, and, for many, the start of the holiday spending season. Celebrations are greater without financial strain. While it’s wonderful to celebrate and give, it’s equally important to maintain financial health during this festive time. Here are some tips to navigate Thanksgiving without breaking the bank: Create a Budget: Before diving into the Thanksgiving preparations, set a realistic budget for food, decorations, and activities. Stick to it [...]
Is your financial planning holistic?
Is your financial plan holistic? And what does that mean? The Oxford Dictionary defines holistic as "characterized by the belief that the parts of something are interconnected and can be explained only by reference to the whole." Holistic financial planning considers the whole person and every aspect of our lives in the present and the future in a comprehensive and extensive planning process that has the potential to live long past us. Comprehensive We [...]
Tips for Taming College Cost
College costs have escalated to a seemingly insurmountable price. Parents who have wisely set aside funds for college through investment vehicles such as a 529 plan, Roth IRAs, or UGMA/UTMA Custodial Accounts might still be surprised to discover their efforts are not enough. But the good news is that even high-income families can qualify for financial aid. There are a few hoops to jump through, but a little effort can equate to more support. [...]
5 Ways to Plan for Retirement Now
As summer begins to draw to an end, thoughts of being able to linger longer at your favorite vacation spot inspire you to start dreaming about retirement. But dreams won't get you there. Planning for retirement begins when you start to envision it. This month's newsletter is full of important details to consider as you look toward retirement. Here are 5 ways to plan for retirement now. Assess your current situation How is your [...]
3 Common Mistakes Made in Hiring a Financial Advisor
You have worked hard to be a faithful, wise steward. Hiring a financial advisor is one of the more significant decisions you will make to protect your investments—with implications for the path of your financial future for decades to come. So, how do you pick a financial advisor? Let's start with how not to. Here are 3 common mistakes made in hiring a financial advisor. Hire to pursue treasure. We are merely stewards of what [...]
Where There’s a Will, There’s a Way
People can strive to have a lot of power in this life but fail to realize that the power of a will goes beyond this life. With only 1/3 of adults having a will as part of an estate plan, many forfeit their planning and leave their hopes to chance rather than a plan. But where there's a will, there is a way. Will Power All that you have worked for in this life [...]
A Workable Solution for Baby Boomers Near Retirement
Worried about having enough saved for retirement? Here’s a simple approach: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you’ll reduce the lump sum needed to generate the necessary income at retirement. Surveys show that most baby boomers plan to work in some capacity during their retirement years. The question is, should you keep working a little longer at your primary career (that is, delay retirement), or [...]
Tax Strategies that Leave No Regrets
Tax season is here, and perhaps we might be having recriminations over financial decisions made in the past year that could have relieved our tax burden. So, while we are in the moment, let's consider some strategies you can begin to put in place before the next tax year is upon us. There are several strategies you can consider to save on taxes when filing your federal tax return. Here are some tips: Maximize [...]
Every Leader is an Interim Leader
Every leader is an interim leader. You either leave when everyone wants you to leave or when no one wants you to leave. I’ve been a college football fan since I was a little kid. Like most kids, I wanted to grow up and become the next champion quarterback. Unfortunately, I didn’t have the size or talent to play in college or the pros. But I still maintain my passion for the sport. Early [...]
