“In America, there are two tax systems, one for the informed and one for the uninformed. Both systems are legal. Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one’s taxes. Repeatedly, the Courts have said there is nothing sinister in arranging affairs to keep taxes as low as possible. Everyone does it, rich and poor alike, and all do right, for nobody owes any public duty to pay more than the law demands.”
Judge Learned Hand
Distributing Wealth During Life
Our tax planning services are designed to help you optimize your tax situation and maximize your wealth. By structuring your taxes efficiently, you can reduce your tax liability, increase your after-tax income, and achieve your financial goals more effectively.
Strategic Tax Planning
- Tax Efficiency through Separately Managed Accounts instead of “Pooled Investments” like Mutual Funds
- Diversification of Investments into different Tax “Buckets” (Tax Deferred, Taxable & Tax Free)
Tactical Tax Planning
- Tax Free Income thru Offsetting Gains with Losses
- Tax Loss Harvesting
- Charitable Gifting of Highly Appreciated Securities
- Power of Tactical Tax Planning
- Ownership of Individual Securities
- You don’t inherit embedded gains like Mutual Funds do
- Avoids Taxes on Gains you never enjoyed!
- Avoids untimely Investment Inflows or Outflows which force Managers to make unwise Buy or Sell decisions
- Increase After Tax Returns
- Tax Wise Charitable Giving (Give Appreciated Securities “Pre-Tax” instead of Giving with “After-Tax” Income!)
- Advisor Opportunities for Tax Management
- Control Gains or Losses on Individual Securities
- Offsetting Gains with Losses
- Tax Loss Harvesting
- Potential Tax Free Income
